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How Is Your Canadian Pension Plan Invested? Part 1 of 2
When most Canadians think of investing, their minds go straight to stocks, mutual funds, or maybe a TFSA. But the Canada Pension Plan (CPP) Investments portfolio (the fund managing your retirement contributions) takes a much more strategic approach. As of September 30, 2025 , here’s how CPP Investments allocates its portfolio: Asset Class Allocation Public Equities 35% Private Equities 27% Government Bonds 15% Credit (e.g. corp bonds) 9% Infrastructure 8% Real Estate 6% This
2 min read


Warren Buffett's Legendary Returns: Lessons for Every Investor
According to some public records, Warren Buffett's Berkshire Hathaway achieved a 19.9% compound annual growth rate (CAGR) from 1965 to 2024, nearly doubling the S&P 500's 10.4% over the same 60 years. This performance turned a $10 investment in 1965 into millions today, as detailed in Berkshire's official annual letters. The Possibility Of Late Wealth Accumulation Buffett amassed roughly 97% of his net worth after age 65, with estimates around 95-98% of his current $160 bill
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New 2026 Taxes: What It Means for Canadians Earning $80 000–$180 000
The Canada Revenue Agency (CRA) has released the 2026 federal income‑tax figures and these changes can affect your take‑home pay, retirement savings decisions, and long‑term wealth planning. What Will Change In 2026 The lowest federal income‑tax rate dropped to 14% for the full 2026 tax year (after a mid‑year reduction to 14.5% in 2025). The Basic Personal Amount (BPA) — the income each person can earn before paying federal tax — increased to $16,452 (for most taxpayers). Oth
3 min read

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